Loan Options Driven by Flexibility
COMPARING YOUR EQUIPMENT FINANCE OPTIONS
If you’re interested in either new or used equipment ownership, McCandless Truck Center, in partnership with International Financial, can help you decide if a personalized loan is the right option for you.
Our loan options are available for new and used International Truck purchases, as well as for our IC Bus new school bus purchases. Loans provide no mileage limitations, no vehicle usage limitations, as well as a variety of payment plans and depreciation tax benefits. When the loan is fully paid off, the equipment is yours without any further obligation.
Financing Resources
Apply for financing using the link below.
Loan types available to you
- Full payout loan with level monthly payments, the most common repayment schedule
- Level principal payments with declining interest expense
- Skip payments to meet changing cash flow needs with seasonal business
- Balloon financing alternatives to preserve monthly cash flow
- Step-up payments to pay off a loan faster by reducing principle when your budget allows
- Step-down payments for businesses with seasonal revenue
- Delayed first payment to match equipment revenue and costs
Loans payments can also include
- Truck bodies and vehicle modifications
- Federal excise tax / sales tax
- Vehicle titling fees
- Service solutions
- Extended service contracts
* Lessor & Lessee take pro-rata portion of the estimated residual value risk.
[1] Program eligibility, actual payments, terms and down payment are determined by International Financial Corporation’s credit team based upon creditworthiness of customer.
[2] International Financial Corporation and McCandless Truck Center do not provide or endorse any tax or accounting advice or tax strategy to its dealers, customers or potential customers. You should consult with your own tax and accounting advisor on all such matters relating to the loan or lease financings described.
[3] TRAC leases are limited to motor vehicles leased to businesses and must be used for commercial purposes at least 50% of the time.